Find My Funds

Find My Funds is a free website to search for and claim assets that have gone inactive and have been turned over to state unclaimed property programs as required by law for safekeeping.

Unclaimed Property Database Org Search

Unclaimed property search by name exactly as spelled in Texas

Unclaimed Property Search New Jersey

 

How do I use Find My Funds to find if I have unclaimed property?

You can conduct two types of Delaware unclaimed funds with Find My Funds.  You can first search with the national database using our Nationwide Unclaimed Property Search and follow the instructions. 

Second, you can do a specific state search for any state that you have lived or worked.  You can find the list of participating countries and choose the desired ones by clicking HERE.  Once you have determined any unclaimed property, you should decide whether you are the legal owner and then make a claim.

How do I know if the unclaimed property I located in my search belongs to me?

In most cases, if the property you located on our search tool lists an address of your previous residence, then it likely belongs to you.  If the listed address is not one of your prior addresses, then in most cases, it does not belong to you. 

Be advised that you may be required to prove that you once resided at that address when submitting a claim on property related to a previous lesson.

“While searching through the unclaimed property databases on Find My Funds, I noticed that some states provide the name of the company that escheated (released the property to the state) the funds and a dollar range(under $50, over $50, etc.).  Why doesn’t my state provide this information?

Each state’s claim form for the unclaimed property will dictate what information is considered confidential or not. For some states, the statute only designates the name and address of property owners as public information. All states are different due to their specific statute.

                                                                                                                                                               

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Federal Government Unclaimed Property Search

Unclaimed property search by name exactly as spelled in Texas 

Unclaimed Property Search Texas

Can I claim unclaimed property on someone else's behalf?

The only situation where you may file a claim to unclaimed property that is not in your name is when you have the legal right to do so.  Some examples of this include either the executor or executrix of a deceased person's estate.

You hold the Power of Attorney for the property's owner or possess a letter of guardianship for the property owner.  In these cases, when you submit a claim, the state will also require you to provide additional information showing your legal right to do so.

I have located what I believe to be my property on the Find My Funds Search.  Now I want to submit a claim; how do I do this?

Follow our claim submission process on the website to submit your claim. Delaware's state of unclaimed property requires different information depending on the country and the required documents needed to make a claim. 

What happens after I make my Find My Funds claim?  How do I prove the ownership of my claimed property?

In most cases, you will need to upload the requested information to prove your property ownership.  You will need to go to the state's website using the claim ID issued to you to upload your documentation. 

Depending on the property, the state, and the property's value, you may need to have forms notarized.  In some cases, after claim submission, you are not requested to provide documents to prove ownership; your claim may have been pre-approved. 

If you have filed claims in multiple states, you must review the documentation required by each state and upload the documentation directly with each state using the claim id issued to you by that state. Your claim id can be found on the claim form emailed to you and, in most cases, the email that the government sent to you.

How is my social security number used in the Find My Funds claim process?

Your SSN required for two reasons:

States use a claimant's SSN to help determine if you are the rightful owner of the property. 

Interest is paid in some states and is reportable to the IRS as interest income, and the state will issue an IRS 1099–INT form to claimants whose interest earned is more significant than $10.

Once the required documents have been submitted, and you advise that there is nothing further needed, allow some time for the state's agency to review and approve your Texas comptroller unclaimed property claim status.

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Nationwide Unclaimed Property Search

Start your federal government unclaimed property search TODAY

State of Delaware Unclaimed Property

Do you know where your unclaimed money is?

Technology such as Find My Funds has made it easier for people to discover and recover forgotten wealth, but there are still hurdles. Until Find My Funds, there was no central database for all unclaimed assets in multiple states where people could file claims all at once, which means people would have to look in various places if they’re trying to track down or discover assets.

Even those consumers meticulous about their budgets could have missing cash lingering in a state unclaimed property department. Click at this findmyfunds.com site and get more informed about your Texas unclaimed property search.

States are collectively holding on to $41.7 billion in unclaimed assets, including dormant bank accounts, stock splits, life insurance payouts, gift cards, and uncashed payroll checks, among other funds.

According to the National Association of Texas unclaimed property claim status administrators, a collective of state officials. In 2019, the association estimated, the value of the property being held was $32.8 billion.

The big hurdle is that most people assume they don’t have anything to claim. But it’s incredibly easy for money to end up in the hands of the state.

For example, over the past two years, states have reached six settlement agreements with insurers to track down residents owed unpaid insurance policies.

Annuity contracts and retained asset accounts. The agreements have resulted in $30 million in new insurance payments, with unclaimed assets now residing in the state’s unclaimed property fund.      

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Search Unclaimed Property Databases

Find and identify your unclaimed funds in Delaware

How Do I Claim Unclaimed Property

What is unclaimed property?

You’re going to be looking for any of your, or a deceased relative’s, old bank accounts, safe deposit box contents, uncashed checks, insurance policies, CDs, trust funds, utility deposits, stocks and bonds, wages, and escrow accounts.

The best part: It’s free. And it’s yours. Helping everyday citizens claim lost money is one of the duties of the U.S. Treasury Department. You are entitled to those funds.

You don’t need to hire a dubious service or spend money to claim what is yours. If anyone asks for payment to help you find unclaimed property, ditch them. You can easily do it yourself.

Start in your home state.

Finding Texas unclaimed property search by name pretty straightforward, but your search begins where you live. Each state has an independent treasury website, which has a unique search function for unpaid dues. Don’t just Google the site. There are plenty of scammers on the internet, and fake websites are a definite possibility.         

To find the link for your state’s treasury website, go to the National Association of Unclaimed Property site. Select your state or province.

Each state’s site is a little different, but follow the step-by-step instructions, enter your information, and the database will do the rest. Often, the paperwork you need to complete to claim your money can print on these pages.

You will also need to provide proof of your identity and likely have signatures notarized. The time to collect depends on each government agency; it can take a couple of weeks or months, but it works.

Search Tip: If you have a frequently misspelled name or your name has often confused (Schmid, Schmidt, and Schmitt), search those misspellings on the unclaimed funds’ sites. Also, be sure to search for any nicknames you have used.

Check for unclaimed tax refunds.

The Internal Revenue Service may owe you money. Every year, the IRS has millions of dollars in tax refunds that go undelivered or unclaimed.

If you think the IRS might owe you money, you can file a claim to the IRS to update them about your new address. Additionally, if an employer withholds funds from you, the IRS gives you up to three years to submit a claim Texas unclaimed property to collect.

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Unclaimed Property Search

Search nationwide unclaimed property with easy and simple methods

Nationwide Unclaimed Property Search

 

Most unclaimed funds go missing in the first place due to lost contact

moving without telling financial institutions your new address, or failing to respond to mailed notices.

That can set the dormancy clock running even on assets you’re aware of, like safe deposit boxes, mutual fund shares, and pensions from former employers. It also results in plenty of surprises lost funds, such as utility deposits and last paychecks.

Poor estate planning is another standard generator of lost money. If the family members didn’t know where all the assets spread out ... they wouldn’t have any way to contact those companies.

The best place to start a Texas state treasurer unclaimed property search is Findmyfunds.com. It’s free to search, free to claim. State laws vary regarding how quickly unclaimed funds end up in the state fund, so it’s worth checking regularly. There’s no statute of limitations—even heirs can collect assets with the right proof of ownership.

The key here is to prevent an unclaimed property from happening. Simple fixes include forwarding your mail when moving and reaching out to individual companies you do business with to update your address.

Open your mail—what you think is another promotional offer, or privacy policy update could be a request to re-establish contact on a dormant account.

Keep good records of where all your assets locate. That’s important for online-only assets like e-savings accounts or a PayPal account (for which heirs need an account number and login details), and physical investments like old stock certificates or a safe deposit box (for which they need to know the actual location).

Listing beneficiaries on insurance policies, retirement accounts, and other assets is another way to prevent loss.  It’s an easy way to say, ‘If something were to happen to me, this is who I want it to go to.’

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